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Westchester Website Design | Target Credit Card Breach

Westchester Website Design and Search Engine Optimization agency - NTPMarketing.com would like to share this important information with you.

If you did any Holiday shopping at Target during the last few weeks,  pay close attention to your credit card statements, as they are dealing with a major data breach.

Target is just now confirming the security breach that resulted in compromised credit card information, but some of the details are still missing. Here’s what we know so far, and what Target shoppers should be aware of:

Who is affected?

40 million credit and debit cards may have been compromised. If you shopped at a U.S. Target store between November 17 and December 15, you should keep a close watch on your account statements. You’re not in any danger if you shopped at Target’s website, or one of the company’s Canada stores.

What information was taken?

Target says the information was customer names, credit card or debit card numbers, card expiration dates and CVV security codes.

What’s the risk for Target shoppers?

The attackers could use magnetic stripe data to create counterfeit payment cards. Crime rings often use these counterfeits to purchase gift cards at major retailers, and then convert them back to cash. The attackers could also withdraw cash from ATMs if they managed to steal PIN data from debit transactions.

How the heck did this happen?

Breaches often involve hacking into a company’s servers and making off with the data. This theft “may have involved tampering with the machines customers use to swipe their cards when making purchases.”

What should Target shoppers do now?

Target says you should keep an eye on your credit/debit card statements and calling your bank or card provider if there is fraudulent activity.  The only guaranteed way to avoid fraud is to cancel your card and get a new card number.